Assuming that you don't have any information about the other driver, you'll have to file a claim with your insurer. There are several factors that determine whether and to what extent a person or vehicle is covered, including the names listed on the insurance. Filing a claim for a car accident that is not your fault; You should file a claim with the other driver's auto insurance company if you are not at fault for the accident and you have standard liability insurance but no collision coverage.that means your liability insurance won't be involved if you are not at fault. However, there are times when filing a claim makes the most financial sense, like if the repairs will cost more than your deductible, or if there is a high risk for medical bills or lawsuit.

Got the other driver's insurance info and called his insurance company with the info.

It will pay for the cost of repairs or total. There are several factors that determine whether and to what extent a person or vehicle is covered, including the names listed on the insurance. Unless you are absolutely sure that the damage is minor you should contact that person's insurance company to start the process of having your vehicle repaired. Ideally, the insurance company will claim liability and provide a rental car promptly. House and taking your car with you or buying your first car while living on your own, you need your own car insurance policy. You won't have to pay a deductible when filing with the other insurance provider. Tell them to contact your insurance company. Therefore, the roommate might not have. If you caused the accident, you or your insurance company should pay for the damage to your vehicle and the other person's vehicle. Loaning your car out can have serious repercussions as you are lending your car insurance, too. insurance coverage varies from insurer to insurer and policy to policy, but generally, there are coverages that can follow you or your car. auto should i file a claim with my auto insurance or theirs? If you have collision insurance, file a claim with your own carrier.

His insurance company called me later that day with a claim number and said that their client was 100% liable for the collision. insurance follows the car, not the driver. There is a slight possibility that such cases can hold you accountable, but if you have collision coverage, filing a claim and obtaining a report can cover. Claiming on accidents i did not cause when it comes to car insurance claims, one of the most critical questions is who caused the accident. According to the insurance information institute, about one in 20 insured homeowners file a claim each year.

Associations want their condo owners to submit as few claims as possible to minimize the hoa's insurance premiums.

Claiming on accidents i did not cause when it comes to car insurance claims, one of the most critical questions is who caused the accident. Associations want their condo owners to submit as few claims as possible to minimize the hoa's insurance premiums. The type of claim you file will depend on who was at fault in the accident, the type of accident that occurred, and the extent of your insurance coverage. Luckily, you have insurance on that property, so you call a representative from your insurance company and file an insurance claim. And if you're lucky, like me, the other driver will claim you totaled their car, you will protest, your insurance company will fail to investigate, you will indicate fraud is taking place, your insurer will ignore you, the other driver will have his car "totaled" Your next step is to get estimates for your car damages. Who pays when someone hits your car? House and taking your car with you or buying your first car while living on your own, you need your own car insurance policy. Anytime you file a claim with another person's. The insurance company will approve your claim and sill suggest a shop or a couple of auto body shops that are on their preferred vendor list or direct repair program (drp). Helps your car insurance company make decisions about your claim. For example, if you have a $1,000 collision deductible and the damages from the accident on your car are $8,000, you're required to pay the first $1,000 out of pocket and your auto insurance provider will pay the remaining $7,000 to repair your vehicle. Loaning your car out can have serious repercussions as you are lending your car insurance, too.

There is a slight possibility that such cases can hold you accountable, but if you have collision coverage, filing a claim and obtaining a report can cover. To protect yourself, take the following steps: Your next step is to get estimates for your car damages. Once you file a claim with your insurance company, they may also be able to provide you with a temporary vehicle you can use for work and doctor appointments. Keep in mind you can only do this if you have uninsured or underinsured motorist insurance.

How to file an insurance claim when someone hits your car to file an insurance claim when someone hits your car, you should collect information at the scene and inform your car insurance company.

However, there are times when filing a claim makes the most financial sense, like if the repairs will cost more than your deductible, or if there is a high risk for medical bills or lawsuit. There is a type of insurance coverage available to you through your own insurance carrier that does not require you to notify your insurance company of an accident within a reasonable amount of time. Ideally, the insurance company will claim liability and provide a rental car promptly. And get $2,000 for a $20 scratch on a car that can't be worth more than $750. If all else fails, look to your insurer: There is nothing wrong with paying for your own car repairs without filing an insurance claim and it is a great way to avoid a car insurance premium increase. His insurance company called me later that day with a claim number and said that their client was 100% liable for the collision. Filing a claim with your insurance company. How does car insurance work when you are not at fault? Sometimes, filing a claim with your insurance company is best to protect your own finances or to speed up the repair process. All matters of your claim should be handled through the two agencies and not with you. First, get as much information as you can about the car that hit you, such as: And if you're lucky, like me, the other driver will claim you totaled their car, you will protest, your insurance company will fail to investigate, you will indicate fraud is taking place, your insurer will ignore you, the other driver will have his car "totaled"

Should I File A Claim With My Auto Insurance Or Theirs / Lessons From A Total Loss Dealing With Car Insurance After A Crash. Claiming on accidents i did not cause when it comes to car insurance claims, one of the most critical questions is who caused the accident. There is a type of insurance coverage available to you through your own insurance carrier that does not require you to notify your insurance company of an accident within a reasonable amount of time. Got the other driver's insurance info and called his insurance company with the info. If your car is hit while parked, it's important to document the damage and file a claim with your insurance company. If the other driver has no insurance, you should file a claim with your own company.